In November 2024, there will be four separate Social Security Disability Insurance (SSDI) payment dates for recipients. While some SSDI recipients will receive their payments on November 1, others will be paid later in the month based on their birth dates.
Here’s a breakdown of who will receive their payments on November 1 and the staggered paydays for other SSDI groups, along with details on SSI amounts and SSDI payment maximums.
Who Receives SSDI Payments on November 1?
SSDI recipients who meet one of these specific criteria will receive their payment on November 1:
- Disability Benefits Before May 1997: If you began receiving SSDI payments before May 1997, your payday will be November 1.
- SSI and SSDI Dual Beneficiaries: If you qualify for both Supplemental Security Income (SSI) and SSDI benefits, you will also receive your payment on November 1.
- SSI Recipients: SSI beneficiaries will also be issued payments on November 1.
For all other SSDI recipients, the payment schedule varies based on the birth date, as detailed below.
Payment Dates for Other SSDI Recipients in November 2024
SSDI recipients who do not qualify for the November 1 payment will have their payments issued on the second, third, or fourth Wednesday of the month, based on their birth date. Here’s the schedule:
- November 13: SSDI payment for those born between the 1st and 10th of the month.
- November 20: SSDI payment for those born between the 11th and 20th of the month.
- November 27: SSDI payment for those born between the 21st and 31st of the month.
This staggered schedule helps manage the timing of benefit distributions.
How Much Will SSDI Recipients Receive?
SSDI benefit amounts depend on an individual’s lifetime earnings before becoming disabled. Here’s an overview of the payment ranges:
- Maximum SSDI Payment: In 2024, the maximum monthly SSDI benefit is $3,822. For 2025, this will increase to $4,018 starting January 3.
- Average SSDI Payment: Many recipients receive less than the maximum due to limited work history. For those who filed in their 20s or 30s with less than 10 years of work, monthly SSDI payments often average around $1,539.
Supplemental Security Income (SSI) Amounts
For recipients of SSI, which is intended for low-income individuals:
- Average SSI Payment: Approximately $697 per month.
- Maximum SSI Payment:
- Individuals: Up to $943 per month.
- Eligible Couples: Up to $1,415 per month.
These amounts provide additional financial support to those with limited income and resources.
SSDI and SSI payments in November 2024 offer essential financial support, with varying payment dates based on eligibility. While those who started receiving SSDI benefits before May 1997 and dual SSI/SSDI beneficiaries will be paid on November 1, other SSDI recipients will be paid later based on their birth date. This structured schedule ensures timely support for all recipients.
