As November 2024 winds down, the Social Security Administration (SSA) is preparing to issue the last payments of the month for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) recipients.
These programs provide crucial financial support to millions of Americans, including individuals with disabilities and low-income seniors. Here’s everything you need to know about the upcoming payments, eligibility criteria, and payment schedules.
Key Payment Dates in November 2024
SSI Payments
- November 1, 2024: SSI recipients already received their first payment for November.
- November 29, 2024 (Black Friday): SSI recipients will receive their December 1 payment early, as December 1 falls on a Sunday.
SSDI Payments
SSDI payments are distributed based on recipients’ birth dates:
| Birth Date Range | SSDI Payment Date |
|---|---|
| 11th–20th | November 20, 2024 |
| 21st–31st | November 27, 2024 |
| Received benefits before May 1997 and/or SSI on Dec. 1 | December 3, 2024 |
If you didn’t receive your SSDI payment earlier in the month, check the date aligned with your birth date for upcoming deposits.
SSI Payment Update
Why Is the SSI Payment Early?
The SSI payment for December 1 has been moved to November 29 because banks and SSA offices will be closed on Sunday, December 1. This ensures recipients can access their funds without delays.
SSDI Payments: Understanding Amounts
Maximum and Average Payments
- The maximum SSDI payment is $3,822 per month, available to individuals who:
- Worked for 35 years.
- Earned the taxable maximum income consistently.
- The average SSDI payment is around $1,542 per month.
If your SSDI payment seems insufficient, consider applying for SSI benefits to supplement your income.
SSDI vs. SSI: Key Differences
| Feature | SSDI | SSI |
|---|---|---|
| Funding Source | Social Security Disability Trust Fund via FICA taxes | General tax revenues |
| Eligibility | Based on work history and SSA disability criteria | Based on financial need and SSA criteria |
| Benefit Amount | Based on average earnings; up to $3,822 | Max $914 (individual); $1,371 (couple) |
Key Tip
You can qualify for both SSDI and SSI if you meet the requirements, which can significantly increase your monthly benefits.
How to Check Your SSDI or SSI Payment Status
If you’re unsure about your payment schedule or need to confirm your payment status, here are the best ways to check:
1. Online
- Log in to your my Social Security account at SSA.gov.
- Create an account if you haven’t already to access payment details and application updates.
2. By Phone
- Call the SSA’s automated assistance line at 1-800-772-1213 (TTY: 1-800-325-0778).
- Available 24/7, you can say “application status” or “checks” for payment information.
3. Local Office
- Use the SSA Office Locator tool on the SSA website to find your nearest office.
- Contact your local office directly for personalized assistance.
Planning Ahead
Whether you receive SSDI or SSI, it’s essential to stay informed about payment schedules, eligibility updates, and options for increasing your benefits. If you haven’t received your payment by the expected date, contact the SSA promptly to address any issues.
