The Social Security Administration (SSA) and the U.S. Government are set to issue three more payment dates in November for recipients of retirement, disability, and Supplemental Security Income (SSI) benefits.
Whether you’re receiving Social Security Disability Insurance (SSDI), SSI, or retirement benefits, it’s important to be aware of these remaining dates and who qualifies for payments this month.
SSI Payment Schedule
November has a unique situation for SSI recipients. The December SSI payment, scheduled for December 1, 2024, will be disbursed early, landing on November 29, 2024.
This means SSI beneficiaries will receive two payments in November—one for the month of November and an early payment for December.
Key Details:
- November 29, 2024: December SSI payment
- This arrangement is in place to ensure payments are made on time since December 1 falls on a weekend.
SSDI and Retirement Benefit Payment Dates
For recipients of SSDI and Social Security retirement benefits, payments are issued based on a fixed schedule determined by birth dates. Here’s how the remaining payment dates fall this month:
- November 20, 2024: Payments for recipients with birth dates from the 11th to the 20th of any month.
- November 27, 2024: Payments for recipients with birth dates from the 21st to the 31st of any month.
To receive your payment on these dates, you must meet the following criteria:
- You are not receiving SSI payments.
- You began collecting benefits after May 1997.
- You have been approved for Social Security benefits and continue to comply with SSA rules.
Average Payment Amounts
Here’s what beneficiaries can expect for payment amounts:
- SSI Recipients:
- Average monthly payment: $697.
- Maximum individual payment: $943.
- Maximum for eligible married couples: $1,415.
- SSDI Recipients:
- Average monthly payment: $1,542.
- Maximum SSDI payment: $3,822.
- Retirees on Social Security:
- Average monthly payment: $1,924.
- Maximum monthly payment for high earners who filed at age 70: $4,873.
- Maximum payment for those who filed at age 62: $2,710.
Planning for Your Payments
To ensure you receive your payments on time, be aware of the scheduled dates and criteria. If you are a retiree, SSDI, or SSI recipient, you should monitor your bank account for direct deposits or expect paper checks according to the SSA’s payment schedule.
For those receiving two SSI payments in November, remember that the second payment technically applies to December, so budgeting accordingly is important.
Being informed about these dates and amounts ensures beneficiaries can make the most of their Social Security payments, meet essential needs, and plan effectively for upcoming expenses.
