As the first week of November approaches, SNAP (Supplemental Nutrition Assistance Program) recipients can expect their monthly benefits, with payment dates varying by state.
This year, the SNAP benefits include a slight increase thanks to the 2025 Cost of Living Adjustment (COLA). For those newly approved, November marks the beginning of their SNAP benefits, so it’s essential to understand the payment schedule and eligibility requirements.
Maximum SNAP Payment After COLA
The COLA adjustment for 2025 has raised SNAP benefits slightly. A single person can receive up to $292 per month, while larger households, such as a family of eight, may qualify for as much as $1,756 in the 48 contiguous states. Here’s a quick look at the maximum monthly benefits after the COLA increase:
| Household Size | Maximum Monthly Benefit |
|---|---|
| 1 | $292 |
| 4 | $975 |
| 8 | $1,756 |
While these amounts represent the maximums, actual benefits are determined by household income, expenses, and location, as well as other factors that influence monthly payouts.
SNAP Payment Schedule for the First Week of November
Each state has its own SNAP payment schedule. Many states issue benefits within the first week, while others spread them throughout the month. Some states organize paydays based on factors like Social Security numbers, case numbers, or even the first letter of the last name. Here’s a rundown of the early November SNAP payment schedule for each state:
| State | Payment Dates |
|---|---|
| Alabama | November 4–23 |
| Alaska | November 1 |
| Arizona | November 1–13 |
| California | November 1–10 |
| Florida | November 1–28 |
| Georgia | November 5–23 |
| Hawaii | November 3–5 |
| New York | November 1–9 |
| Texas | November 1–28 |
| Washington | November 1–20 |
Note: In some states like Alaska, all SNAP recipients receive benefits on the same day. In states like Texas and Florida, however, payments are distributed across a longer period.
SNAP Requirements for Receiving Benefits in November
To qualify for SNAP benefits, applicants must meet specific criteria concerning income, assets, and employment. For those with limited resources and financial hardship, expedited benefits may be available for quick approval. Here’s an overview of the main eligibility criteria:
- Resource Limits: Applicants typically cannot have more than $3,000 in countable resources, such as savings. However, households with elderly or disabled members may qualify with up to $4,500.
- Income Requirements: Eligibility is based on income limits, which vary by state and household size. Income is assessed to determine if the household qualifies for full or partial benefits.
- Work Requirements: Adults between the ages of 18 and 54 who are able to work must complete at least 80 hours of work per month unless they qualify for an exemption due to factors like disability or caring responsibilities.
Those facing urgent need may qualify for expedited benefits, which are provided for households with almost no cash on hand and minimal income.
Key Points on Payment Schedules in U.S. Territories
In addition to the 50 states, U.S. territories also distribute SNAP benefits, often following unique schedules:
- Guam: November 1–10
- Puerto Rico: November 4–22
- District of Columbia: November 1–10
- U.S. Virgin Islands: November 1
These schedules ensure that recipients in both states and territories receive timely support to cover grocery needs throughout the month.
Understanding the specific payment dates and eligibility requirements can help SNAP recipients plan their monthly grocery budgets. With the modest increase from the 2025 COLA, households can rely on their SNAP benefits as a critical support for their basic food needs. For more information about SNAP eligibility and updates, visit the USDA SNAP website.
