Social Security Disability Insurance (SSDI) payments are scheduled on specific Wednesdays each month, with November paydays set for the 13th, 20th, and 27th.
If you’re an SSDI recipient, your exact payment date will depend on your birthdate. This guide explains when each group can expect their SSDI payment, based on the weekly schedule and average payment amounts, so you can better plan for November’s funds.
Schedule
In November, SSDI payments will be made as follows:
- November 13: For recipients born on the 1st–10th of any month.
- November 20: For recipients born on the 11th–20th.
- November 27: For recipients born on the 21st–31st.
These dates apply to SSDI beneficiaries who qualify for the standard payment schedule. If you already received a payment on November 1st, typically due to receiving SSDI before May 1997 or having a combination of SSDI and SSI benefits, you will not receive another SSDI payment this month.
Payment Amount
Most SSDI recipients receive an average monthly payment of around $1,539. However, the exact amount varies based on several factors:
- Work History: The longer you have worked and contributed to Social Security, the higher your potential benefit.
- Earnings Record: Individuals with higher lifetime earnings may receive a larger SSDI benefit.
- Filing Age: Filing later can sometimes increase your payment amount, although SSDI eligibility typically has less flexibility than standard Social Security retirement benefits.
The maximum SSDI payout can be as high as $3,822 for high earners who worked at or near the taxable maximum for at least 35 years.
Additional Benefits and SSI Payment
For those receiving both SSDI and Supplemental Security Income (SSI), the payment schedules differ slightly. SSDI is typically paid based on the schedule above, while SSI payments are issued on the 1st of each month. For November, SSI beneficiaries will receive their December payment early, on November 29, since the 1st of December falls on a weekend.
Here’s a breakdown of what to expect:
| Birthdate | SSDI Payment Date | Expected Amount |
|---|---|---|
| Born on the 1st–10th | November 13 | Average: $1,539 |
| Born on the 11th–20th | November 20 | Average: $1,539 |
| Born on the 21st–31st | November 27 | Average: $1,539 |
| SSI recipients only | November 29 | Based on SSI eligibility |
| SSDI/SSI recipients | December 3 (SSDI) | Based on eligibility level |
These schedules help ensure everyone receives their due funds, whether on SSDI, SSI, or both.
Key Points to Remember
- Timing by Birthday: SSDI payments are strictly tied to birthdates, so note your scheduled date to avoid confusion.
- Dual Eligibility: If you’re on SSI and SSDI, your payment dates will differ, and you may receive payments on both November 29 (SSI) and December 3 (SSDI).
- Amount Variability: Payments depend on lifetime earnings, tax contributions, and work history.
With this schedule, November 27 will be the final SSDI payday for the month, followed by an SSI payment on November 29, which is scheduled early to account for December’s weekend start.
